Universal life insurance is permanent insurance that provides lifetime protection and has cash value accumulation potential. Changes will happen over the course of your life and universal life insurance can offer you the opportunity to change with it. This product’s flexible design allows you to customize the timing and amount of premium payments to meet your needs now and in the future. Universal life insurance was created to provide more flexibility than whole life insurance by allowing the policy owner to shift money between the insurance and savings components of the policy. Premiums, which are variable, are broken down by the insurance company into insurance and savings, allowing the policy owner to make adjustments based on their individual circumstances. Call Rhett for a consultation on Universal Life Insurance – 817-261-1502.