If you’re unable to work due to a sickness or injury, Disability Income Insurance can help you meet expenses and maintain your standard of living. Disability Income Insurance helps provide you with a sense of security, knowing that if the unexpected should happen, you’ll still receive a monthly income. Most Disability Income Insurance policies contain certain exclusions, waiting periods, reductions, limitations and terms for keeping them in force. Some policies pay benefits only if you are unable to do any work at all while others provide you disability benefits if you are unable to do the work in your own profession. This policy feature is called “own occupation” and you’ll want to ask Rhett about it in your consultation with him. Call Rhett Schack – 817-261-1502 for costs and complete details. Short term disability insurance can replace a portion of your income during the initial weeks of a disabling illness or accident for a time usually not to exceed 24 months.
Click here if you’d like a quick quote on short term DI.
Long term disability can replace a portion of your income for an extended period, or to age 65. Call Rhett for a quote on long term DI.